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Traditional credit doesnt work for the unbanked – Mobile does.
Our solution BuyChatPay builds credit based on financial and purchase history, even cash payment history using an aggregated loyalty and reward program across the retail and financial landscape.

BuyChatPay is an alternative credit score service built for the unbanked and under-banked. User empowered banking is the future
Increase your bank’s value proposition

Email us to start

Create your Digital shopping account, BuyChatPay


BuyChatPay is enabling physical stores and businesses to receive money directly into their bank accounts from just phone number of their customers for transactions.

Redeem your chat coupons using your phone number to Verify and Pay in-store at physical stores.

No Cards, No PIN, No Cash ,Just BuyChatPay

*currently available to businesses on the BuyChat Platform*

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